About Us


about us

We Are The Best In Insurance Services

Rising through adversity, Justin Watson founded Just-In Tyme Services in January of 2011 to offer tax preparation services. In 2013, after our founder suffered a life-threatening illness, he resigned as CEO, and Kimberly Watson, his wife, assumed the CEO responsibilities while working at a major insurance company. In August 2017, in our garage, we launched our retail department, Just-In Tyme Dealz, where we offer household essentials at discounted prices. In January, our home suffered extreme smoke and soot damage, resulting in us living in a hotel for 6 months, but God was so faithful. We experienced a revival with the store and tax preparation services during this time, and the growth was remarkable. To accommodate the growth, in August 2019, we moved operations to our current location in Dalton. In August 2020, during the COVID-19 pandemic, we launched our insurance department where we offer all things insurance, including home and auto warranties. We are extremely blessed to have been a finalist for News Channel 12 Viewers’ Choice and The Chattanooga Times Free Press’s Best of the Best each year as Best Insurance Agency and Best Insurance Agent. To love God and to love people while serving our community, is our heart’s desire.


Team Members

Just-in Tyme


Agency Owner

Kimberly offers over 20 years of insurance experience. After working for a local major insurance company, she decided to open up our insurance department in august 2019.


Emeritus / Volunteer

Justin founded Just-In Tyme Services in January 2011. After becoming gravely ill in 2013 he stepped down as CEO and now is the heartbeat of Just-In Tyme. Justin battled to become a licensed agent and enjoys educating people on what insurance is truly about.


Licensed Agent

Titus offers 6 years of insurance, sales, and customer service experience. He is eager to provide a positive experience to each of our clients.