Just-In Tyme

We Strive To Provide An Experience!

Our Team

Kimberly, Titus, & Justin

about us

Leading in Local Insurance Services

Rising through adversity, Justin Watson founded Just-In Tyme Services in January of 2011 to offer tax preparation services. In 2013, after our founder suffered a life-threatening illness, he resigned as CEO, and Kimberly Watson, his wife, assumed the CEO responsibilities while working at a major insurance company. In August 2017, in our garage, we launched our retail department, Just-In Tyme Dealz, where we offer household essentials at discounted prices. In January, our home suffered extreme smoke and soot damage, resulting in us living in a hotel for 6 months, but God was so faithful. We experienced a revival with the store and tax preparation services during this time, and the growth was remarkable. To accommodate the growth, in August 2019, we moved operations to our current location in Dalton. In August 2020, during the COVID-19 pandemic, we launched our insurance department where we offer all things insurance, including home and auto warranties. We are extremely blessed to have been a finalist for News Channel 12 Viewers’ Choice and The Chattanooga Times Free Press’s Best of the Best each year as Best Insurance Agency and Best Insurance Agent. To love God and to love people while serving our community, is our heart’s desire. 

Quality services

We’re committed to providing the highest-quality coverage at the most competitive rates.

We represent carriers such as SafeCo, Progressive, Nationwide, Travelers, Mercury, MetLife, National General, StateAuto, AllState, Hippo, Openly, Universal Life with over 100 more.








We are a Platinum agency, so our rates are more discounted. Most Of Our Carries Offer Up To 40% With Driving Apps.

For Health Insurance, Medicare open enrollment is October 15th – December 7th. For Life Insurance, purchase a policy before you develop an illness as it is harder to insure with pre-existing conditions. For Property and Casualty Insurance, the best time to acquire is anytime, but especially before you purchase a new vehicle. Contact your agent prior to purchase.

Discipline. Full coverage isn’t absolute, there are limits. Check the policy to make sure you have adequate coverage.

We don’t have any official hours. We are open 24/7.

SafeCo, Progressive, Nationwide, Travelers, Mercury, MetLife, National General, StateAuto, AllState, Hippo, Openly, Universal Life with over 100 more. 

Generally, we will respond to quotes within 24-48 hours, as long as we are able to collect the necessary information.

general questions

Here are some common questions:

If you have a more specific question, please send us an email or fill out our contact form. 


Get in Touch

24 hour service
Call 888-505-8963

Write an email

Justin.Watson @goosehead.com

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1007 St Charles St, Dalton, GA